Calculator-woman-personal-loan Balance Credit is committed to making the process simple and fast. Not only do we make getting your first loan or credit services quick and easy, we continually strive to enhance customer satisfaction with our technology updates and customer support and servicing.

Super Simple

We’ve worked hard to make it easy for you. When you finish the simple online application, you’ll see a message telling you if your application is approved.

Fast Cash

If your application is approved before 6:30 PM CT on a weekday, the money will typically be deposited by the lender into your bank account the next business day (provided its not a bank holiday). If the next day is a bank holiday, then funds will be delayed one additional day.

On Your Side

With Balance Credit, there are no penalties for prepayment or early pay off, which can lower your actual APR. And there are no hidden fees.