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Financial Freedom Starts Here:
Quick loans when you need them most.

Apply for Up to $4,000 Today!**

Check Eligibility

What Makes Us Different?

We're not just another lender—we're your trusted financial solution when it matters most.

Quick, Simple Online Application

Just a few minutes of your time with no impact to your traditional credit score

Inclusive Consideration

We review all applications, even if you have less-than-perfect credit

Fast Funding

If approved, money could be in your account as soon as the next business day**

Seamless Experience

Clear terms, transparent processes, and support throughout your journey

Unlike many lenders, Balance Credit has no penalties for early loan payoffs, helping to reduce your total finance charges and lower the total paid in interest.

Get Your Cash in 3 Easy Steps:

Apply in Minutes:

with our secure, online application.

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Get Approved:

your decision arrives instantly in real time!**

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Cash in your Bank:

deposited in as little as one business day.**

Check Eligibility

LIFE HAPPENS. WE’RE HERE TO HELP.

Balance Credit’s loans can get you through all of life’s emergency expenses.

Emergency Auto Repair

Get back on the road quickly with emergency loans to help you with urgent repairs and maintenance.

Unexpected Medical Expenses

When health surprises happen, our medical loans help you focus on recovery—not bills.

Debt Consolidation Loan

Juggling multiple monthly payments? Simplify your finances by consolidating them into one easy installment loan.

HOme Improvement

From emergency fixes to smaller repairs and upgrades, maintain your home without draining your savings.

Rent & Utilities

Keep your lights on and roof overhead. Cover essential living expenses when you're facing a temporary financial shortfall.

Broken or Lost Technology

Don't let a broken or lost device
disrupt your life. Quick loans can get you a replacement or repair and back online swiftly.

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Your Trusted Financial Solution When Life Happens.

©2025 SunUp Financial, LLC.

About Us
About Balance Credit
How It Works
Personal Loans
Frequently Asked Questions
Financial Resources
Loans For
Emergencies
Bad Credit
Debt Consolidation
Installment Loans
Payday Alternative
Auto Repairs
Home Improvement
Medical Expenses
Rent & Utilities
Broken Technology
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get in touch
Contact Us
support@balancecredit.com
(855) 942-2526

This loan is designed to help with short term, immediate financial needs. It could be considered a costly form of credit and may not be the best long-term solution for your personal situation. Make sure you understand the loan terms and can repay on time.

In AK, AR, AZ, FL, IN, KS, KY, LA, MI, MN, MT, OH, OK, SC, TN and TX, loans are provided by Capital Community Bank (or by one of its affiliates or divisions), a Utah Chartered bank, located in Provo, Utah, Member FDIC. All loans funded by Capital Community Bank (or by one of its affiliates or divisions) will be serviced by Balance Credit.

SunUp Financial, LLC, NMLS number 1331747.

AL Residents: Loans may be provided by either 1) SunUp Financial, LLC (License No. MC22640), or 2) Capital Community Bank (or by one of its affiliates or divisions), a Utah Chartered bank, located in Provo, Utah, Member FDIC. Your loan agreement identifies your lender.

DE residents: SunUp Financial, LLC is licensed by the Delaware State Bank Commissioner, License No.024137, expiring December 31, 2025.

* Rates & Terms vary by state. Balance Credit is not a lender in all states. Not all applications are approved.

** APPROVAL: In some cases, the decision may take longer; some customers applying for Balance Credit or third-party products may be required to submit additional documentation to verify application information. FUNDING: Applications processed and approved before 6 PM CT on business days and prior to 4:00 PM CT on Sundays are typically funded the next business day.

Customer testimonials and ratings reflect the individual’s own opinions and are not necessarily representative of all experiences.

USA PATRIOT ACT NOTICE: IMPORTANT INFORMATION ABOUT PROCEDURES FOR OPENING A NEW ACCOUNT

To help the government fight the funding of terrorism and money laundering activities, Federal law requires all financial institutions to obtain, verify, and record information that identifies each person who opens an account. What this means for you: When you open an account, we will ask for your name, address, date of birth, and other information that will allow us to identify you. We may also ask to see your driver’s license or other identifying documents.