Need cash fast? Consider it done.Apply for $100 – $5,000 right away!*

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The simple answer for life’s little hiccups

Introducing a company that’s on your side. Balance Credit was built for when things don’t go according to plan. Like those times you need emergency cash. Tell us how much you need, and after a quick approval process it will be in your account in no time.** So life can continue, uninterrupted. And you can restore your financial balance.

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The Balance Credit Difference

Super Simple Balance Credit makes it easy with our short, online application. Select the loan amount you want and see your result usually in seconds.
Fast Cash Our online application is fast and once approved, you can have your cash as soon as tomorrow.^**
On Your Side With Balance Credit, there are no penalties for prepayment or early pay off, which can lower total finance charges. And there are no hidden fees.

Notice to California Customers: In California, SunUp Financial, LLC d/b/a Balance Credit's loans are made pursuant to California Finance Lender License No. 603K811 issued by the California Department of Business Oversight and in accordance with the California Finance Lenders Law. California customers can contact Balance Credit by phone at 1-855-942-2526, by email at support@balancecredit.com, by mail at P.O. Box 4356 Dept #1557, Houston, TX 77210, or at our website at www.balancecredit.com.

Notice to Texas Customers: Balance Credit is not the lender but a credit services organization and credit access business. Loans are provided by an unaffiliated third party lender. We can’t promise that the lender will extend credit to you. Balance Credit is licensed by the Texas Office of the Consumer Credit Commissioner, License No. 18454-66985.

Notice to Ohio Customers: Balance Credit is licensed as a credit services organization by the Ohio Department of Commerce, Division of Financial Institutions, Certificate No. CS.900215.000.

NOTICE TO ACTIVE DUTY SERVICEMEMBERS AND DEPENDENTS: Federal law provides important protections to members of the Armed Forces and their dependents relating to extensions of consumer credit. In general, the cost of consumer credit to a member of the Armed Forces and his or her dependent may not exceed an annual percentage rate of 36 percent. Balance Credit does not offer a loan product with an annual percentage rate equal to or less than 36 percent. Accordingly, Federal law prohibits us from offering our loan products to active duty servicemembers or their dependents.

Balance Credit is an installment lender offering loans to residents in those states where permitted by law. The content of Balancecredit.com does not signify a solicitation or offer for loans in all areas. Areas of operation may change with or without notice. Services mentioned on this website may or may not be available in your particular area.

*Loan approval and amounts are based on state law, minimum income amounts and other credit criteria. Please visit the Rates & Terms page for more information on loan amounts, APRs and other helpful information. Complete disclosures of APR, fees and payment terms are provided within the Loan Agreement.

**Customers whose applications are approved and originated prior to 6 PM Central Time on business days typically receive their funds from the lender the next business day.

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