ABOUT BALANCE CREDIT:
Your trusted financial solution when life happens.
Since 2015, Balance Credit has served over 374K+ borrowers.
Quick, Flexible Solutions for Every Credit Profile
Life doesn't always go according to plan, and unexpected expenses can arise.
We understand that financial challenges can affect anyone. That's why we've built our business around providing accessible, straightforward lending options for people from all walks of life.
Our unsecured installment loans and credit services offer a better alternative to payday and title loans, with flexible terms designed to fit your budget.
Get Your Cash in 3 Easy Steps:
with our secure, online application.
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your decision arrives instantly in real time!**
deposited in as little as one business day.**
We’re here to help you restore balance to your life and finances.
Ready to see your options?
What are the Benefits of Balance Credit Loans?
We're not just another lender—we're your financial partner when it matters most.
through clearly outlined payment amounts and interest rates
with instant decisions for most applicants and next business day funding when approved**
allowing you to even save money on interest
to provide you with dedicated, personalized support
to let you know exactly when your debt will be completely paid off
with a repayment schedule that works with your budget, not against it
you don’t even have to own a home or vehicle to qualify
we look at your complete financial picture, not just your credit score
Frequently Asked Questions about Balance Credit
When struggling to pay, you need a financial solution you can count on. We provide transparent terms in plain language with zero early repayment penalties. Our customers speak for themselves. We've built our reputation on honest service and straightforward lending when you need it most.
We use pre-set criteria to check your eligibility for our loan services. If you received a letter, it means you were invited to apply based on the pre-set criteria. However, receiving this letter does not mean you automatically qualify. If you are interested in our loan services, you can complete our application and review your offer.
Capital Community Bank is the lender that originates loans in Alaska, Arkansas, Arizona, Florida, Indiana, Kansas, Kentucky, Louisiana, Michigan, Minnesota, Montana, Ohio, Oklahoma, South Carolina, Tennessee, and Texas. The loans are serviced by Balance Credit. Capital Community Bank is a Utah Chartered bank, located in Provo, Utah, Member FDIC. Your loan agreement identifies your lender.
If you live in Alaska, Arkansas, Arizona, Florida, Indiana, Kansas, Kentucky, Louisiana, Michigan, Minnesota, Montana, Ohio, Oklahoma, South Carolina, Tennessee, or Texas, your loans will be serviced by Balance Credit. However, they are funded and provided by Capital Community Bank (or by one of its affiliates or divisions), a Utah-chartered bank located in Provo, Utah, Member FDIC. Your loan agreement will identify lenders by state.
We offer loans in the following states:
- Alaska
- Arkansas
- Alabama
- Arizona
- Delaware
- Florida
- Idaho
- Indiana
- Kansas
- Kentucky
- Louisiana
- Michigan
- Minnesota
- Missouri
- Mississippi
- Montana
- Ohio
- Oklahoma
- South Carolina
- Texas
- Tennessee
- Utah
- Wisconsin
In Alaska, Arkansas, Arizona, Florida, Indiana, Kansas, Kentucky, Louisiana, Michigan, Minnesota, Montana, Ohio, Oklahoma, South Carolina, Tennessee, and Texas loans are serviced by Balance Credit. However, they are provided and funded by Capital Community Bank (or by one of its affiliates or divisions), a Utah Chartered bank, located in Provo, Utah, Member FDIC. Your loan agreement identifies your lender.
Contacting Balance Credit is simple. You can contact us by email at support@balancecredit.com, or by phone at (855) 942-2526. Our support hours are Monday – Friday from 7 a.m. to 8 p.m. CST and Saturday from 8 a.m. to 5 p.m. CST.
When struggling to pay for repairs or replacements on devices you need daily, you need a financial solution you can count on. We provide transparent terms in plain language with zero early repayment penalties. Our customers speak for themselves. We've built our reputation on honest service and straightforward lending when you need it most.
When struggling to pay rent and bills, you need a financial solution you can count on. We provide transparent terms in plain language with zero early repayment penalties. Our customers speak for themselves. We've built our reputation on honest service and straightforward lending when you need it most.
When facing unexpected emergencies like medical expenses, you need a financial solution you can count on. We provide transparent terms in plain language with zero early repayment penalties.
When facing unexpected home repairs, you need a financial solution you can count on. We provide transparent terms in plain language with zero early repayment penalties. Our customers speak for themselves. We've built our reputation on honest service and straightforward lending when you need it most.
When facing unexpected car expenses, you need a financial solution you can count on. We provide transparent terms in plain language with zero early repayment penalties. Our customers speak for themselves.
