Emergency Loans

Get An Emergency Cash Advance — Even With Bad Credit

Are you facing credit challenges? Then you’re also likely to have the toughest time dealing with urgent financial problems. In these situations, you’ve probably depleted your cash reserves and maxed out any existing credit. Making matters worse, most lenders will look the other way.

It could take months or perhaps years to improve bad credit, repay debt and build savings – yet visits from an emergency plumber or to an urgent care medical clinic cannot wait.

For life's little emergency, count on Balance Credit and consider it done.

How Our Emergency Cash Loans Work

Here at Balance Credit, we offer emergency cash loans, even to applicants with credit issues. Our knowledgeable customer service representatives will answer all your questions, both before and after you have become a Balance Credit customer.

It only takes a few minutes to apply for these emergency loans online. You can usually view your approval decision right after you apply, and approved loans are usually funded directly to your bank account within about 24 hours. No lender can promise to approve every loan applicant, but many credit problems won’t automatically disqualify you.

Benefits of Emergency Cash Loans Online

So why choose an emergency cash loan? First, even if you can qualify for other credit, some lenders will take a long time to approve you. Second, many bad credit lenders may charge extremely high fees and expect repayment by the time you get your next paycheck. But at Balance Credit, we offer installment loans that give you time to pay them back. Often, you will see the money in your bank account within a day.

Many of our customers use these emergency loans to pay off their bills, consolidate debt, or when an emergency situation has occurred. However, you can use the cash in any way you see fit that will help your situation.

You Can Apply for Emergency Loans Online Immediately

We understand that some expenses cannot wait until your next payday. That’s why we work with all sorts of borrowers to offer them the cash they need for urgent expenses or to get rid of other debt, such as payday loans, right away. If you apply for one of our emergency loans online, you could have your money in the bank as soon as tomorrow. Let’s get started!

Apply now for emergency cash online to help with your cashflow.

In AK, AR, AZ, FL, IN, KS, KY, LA, MI, MN, MT, OH, OK, and TN loans are provided by Capital Community Bank (or by one of its affiliates or divisions), a Utah Chartered bank, located in Provo, Utah, Member FDIC. All loans funded by Capital Community Bank (or by one of its affiliates or divisions) will be serviced by Balance Credit. Your loan agreement identifies your lender.

SunUp Financial, LLC, NMLS number 1331747.

AL Residents: Loans may be provided by either 1) SunUp Financial, LLC (License No. MC22640), or 2) Capital Community Bank (or by one of its affiliates or divisions), a Utah Chartered bank, located in Provo, Utah, Member FDIC. Your loan agreement identifies your lender.

DE residents: SunUp Financial, LLC is licensed by the Delaware State Bank Commissioner, License No.024137, expiring December 31, 2024.

TX Residents: Balance Credit is not the lender. Loans are provided by unaffiliated third-party lenders. For some loans, Balance Credit acts as both a Credit Services Organization and Credit Access Business when loans are provided by an unaffiliated third-party lender. Balance Credit is licensed by the Texas Office of the Consumer Credit Commissioner, License No. 1700059320-158634. Other loans are provided by Capital Community Bank (or by one of its affiliates or divisions), a Utah Chartered bank, located in Provo, Utah, Member FDIC. Your loan agreement identifies your lender.

* Rates & Terms vary by state. Balance Credit is not a lender in all states. Not all applications are approved.

** APPROVAL: In some cases, the decision may take longer; some customers applying for Balance Credit or third-party products may be required to submit additional documentation to verify application information. FUNDING: Applications processed and approved before 6 PM CT on business days and prior to 4:00 PM CT on Sundays are typically funded the next business day.

Customer testimonials and ratings reflect the individual’s own opinions and are not necessarily representative of all experiences.

USA PATRIOT ACT NOTICE: IMPORTANT INFORMATION ABOUT PROCEDURES FOR OPENING A NEW ACCOUNT
To help the government fight the funding of terrorism and money laundering activities, Federal law requires all financial institutions to obtain, verify, and record information that identifies each person who opens an account. What this means for you: When you open an account, we will ask for your name, address, date of birth, and other information that will allow us to identify you. We may also ask to see your driver’s license or other identifying documents.