State Disclosures

In Minnesota, loans are provided by Capital Community Bank (or by one of its affiliates or divisions), a Utah Chartered bank, located in Provo, Utah, Member FDIC.

Loan Amounts: $1,400 – $3,000

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Loan Amounts: $550 – $2,500

Compliance with Mississippi Regulations

We operate in compliance with Mississippi regulations, License No. 003359.

Governing Law

If you have questions or concerns about your loan, please contact Balance Credit by phone at 855-942-2526 or by sending an email to support@balancecredit.com.

If Balance Credit is unable to address your questions or concerns, you can also contact the state regulatory agency directly:

Department of Banking and Consumer Finance
PO BOX 12129
Jackson, MS 39236
Phone: 800-844-2499
Fax: 601-321-6933
dbcf.ms.gov

Mississippi Pamphlets

General Information Regarding “Credit Availability” Transactions.

Loan Amounts: $100 – $3,000
APR: 98% – 750%

Compliance with Missouri Regulations

We operate in compliance with Missouri regulations via our lending license below:

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Governing Law

If you have questions or concerns about your loan, please contact Balance Credit by phone at 855-942-2526 or by sending an email to support@balancecredit.com.

If Balance Credit is unable to address your questions or concerns, you can also contact the state regulatory agency directly:

Missouri Division of Finance
Harry S Truman State Office Building, Room 630
PO box 716, Jefferson City, Missouri 65102
Phone: 573.751.3242
Fax: 573.751.9192
finance.mo.gov

In Montana, loans are provided by Capital Community Bank (or by one of its affiliates or divisions), a Utah Chartered bank, located in Provo, Utah, Member FDIC.

Loan Amounts: $500 – $3,000

In Ohio, loans are provided by Capital Community Bank (or by one of its affiliates or divisions), a Utah Chartered bank, located in Provo, Utah, Member FDIC.

Loan Amounts: $500 – $3,000

In Oklahoma, loans are provided by Capital Community Bank (or by one of its affiliates or divisions), a Utah Chartered bank, located in Provo, Utah, Member FDIC.

Loan Amounts: $500 – $3,000

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Loan Amounts: $650 – $3,000

Compliance with South Carolina Regulations

We operate in compliance with South Carolina regulations via our lending license below:

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South Carolina Pamphlets

SC Consumer Rights Information Brochure

Governing Law

If you have questions or concerns about your loan, please contact Balance Credit by phone at 855-942-2526 or by sending an email to support@balancecredit.com.

If Balance Credit is unable to address your questions or concerns, you can also contact the state regulatory agency directly:

South Carolina State Board of Financial Institutions (Consumer Finance Division)
1205 Pendleton Street, Suite 306
Columbia, SC 29201
Phone: 803.734.2020
Fax: 803.734.2025
consumerfinance.sc.gov

In Tennessee, loans are provided by Capital Community Bank (or by one of its affiliates or divisions), a Utah Chartered bank, located in Provo, Utah, Member FDIC.

Loan Amounts: $500 – $3,000

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In Texas, Balance Credit is not a lender. Balance Credit either 1) acts as a Credit Services Organization (CSO) and Credit Access Business (CAB) and will attempt to arrange a loan between you and an unaffiliated third party lender (“Lender”), or 2) facilitates loans that are provided by Capital Community Bank (or by one of its affiliates or divisions), a Utah Chartered bank, located in Provo, Utah, Member FDIC. Your loan agreement identifies your lender.

CSO and CAB

Below are examples of typical loan amounts, fees, and terms of lenders for whom Balance Credit acts as a CSO and CAB.

Loan Amounts: $100 – $2,500

SCHEDULE OF ALL FEES

All payments (whether by ACH, electronic check, or other payment device) are subject to a $30 returned item fee. If your payment to the lender is more than 10 days past due, the lender may impose a late fee equal to 5% of the payment amount or $7.50, whichever is greater. No origination fees.

SAMPLE LOAN TERMS

Below are 3 typical examples of multi-payment loans that BalanceCredit.com can help arrange for you. Please click on the link that is closest to the loan amount you are seeking.

• View $750 Loan
• View $1000 Loan
• View $1250 Loan

If you have questions or concerns about your loan, please contact Balance Credit by phone at 855-942-2526 or by sending an email to support@balancecredit.com. If BalanceCredit.com is unable to address your questions or concerns, you can also contact the Office of Consumer Credit Commissioner.

OCCC CONSUMER CREDIT NOTICE

This business is licensed and examined under Texas law by the Office of Consumer Credit Commissioner (OCCC), a state agency. If a complaint or question cannot be resolved by contacting the business, consumers can contact the OCCC to file a complaint or ask a general credit-related question. OCCC address: 2601 N. Lamar Blvd., Austin, Texas 78705. Phone: (800) 538-1579. Fax: (512) 936-7610. Website: occc.texas.gov. Email: consumer.complaints@occc.texas.gov.

Office of Consumer Credit Commissioner
2601 North Lamar Blvd
Austin, TX 78705-4207
Phone: 512-936-7600 or toll free 1-800-538-1579
Email: consumer.complaints@occc.state.tx.us
https://occc.texas.gov/

An advance of money obtained through a payday loan or auto title loan is not intended to meet long-term financial needs. A payday loan or auto title loan should only be used to meet immediate short-term cash needs. Refinancing the loan rather than paying the debt in full when due will require the payment of additional charges.

Compliance with Texas Regulations

We operate in compliance with Texas regulations via our CAB License and CSO Registration below:

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Capital Community Bank

Below are the typical loan amounts offered by Capital Community Bank (or by one of its affiliates or divisions), a Utah Chartered bank, located in Provo, Utah, Member FDIC.

Loan Amounts: $500 – $3,000

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Loan Amounts: $100 – $3,000

Compliance with Utah Regulations

We operate in compliance with Utah regulations via our registration below:

Click to expand license

Governing Law

If you have questions or concerns about your loan, please contact Balance Credit by phone at 855-942-2526 or by sending an email to support@balancecredit.com.

If Balance Credit is unable to address your questions or concerns, you can also contact the state regulatory agency directly:

Department of Financial Institutions
PO BOX 146800
Salt Lake City, UT 84114-6800
Phone: 801-538-8830
Fax: 801-538-8894
dfi.utah.gov

Loan Amounts: $100 – $3,000

Compliance with Wisconsin Regulations

We operate in compliance with Wisconsin regulations via our lending license below:

Click to expand license

Governing Law

If you have questions or concerns about your loan, please contact Balance Credit by phone at 855-942-2526 or by sending an email to support@balancecredit.com.

If Balance Credit is unable to address your questions or concerns, you can also contact the state regulatory agency directly:

Department of Financial Institutions
4822 Madison Yards Way, North Tower
Madison, WI 53705
Phone: 608.261.9555
Fax: 608.261.7200
www.wdfi.org