Select Your State to View Rates and Terms Below the Map
Alabama
Loan Amounts: $2,050 – $5,000
Compliance with Alabama Regulations
We operate in compliance with Alabama regulations via our lending license below:
Governing Law
If you have questions or concerns about your loan, please contact Balance Credit by phone at 855-942-2526 or by sending an email to
support@balancecredit.com.
If Balance Credit is unable to address your questions or concerns, you can also contact the state regulatory agency directly:
Department of Financial Institutions
State Banking Department
Bureau of Loans
P.O. Box 4600
Montgomery, Alabama 36103-4600
Phone: 334.242.3452
http://www.banking.alabama.gov/
Arkansas
In Arkansas, loans are provided by CC Connect, a division of Capital Community Bank, a Utah Chartered bank, located in Provo, Utah, Member FDIC.
Loan Amounts: $500 – $3,000
Click to expand license
Arizona
In Arizona, loans are provided by CC Connect, a division of Capital Community Bank, a Utah Chartered bank, located in Provo, Utah, Member FDIC.
Loan Amounts: $500 – $3,000
Click to expand license
Delaware
Loan Amounts: $100 – $3,000
Compliance with Delaware Regulations
We operate in compliance with Delaware regulations, License No.024137. Visit the Delaware State Bank Commissioner website and search for SunUp Financial, LLC to see our license.
Governing Law
If you have questions or concerns about your loan, please contact Balance Credit by phone at 855-942-2526 or by sending an email to support@balancecredit.com.
If Balance Credit is unable to address your questions or concerns, you can also contact the state regulatory agency directly:
Department of Financial Institutions
Office of the State Bank Commissioner
555 E. Loockerman Street, Suite 210
Dover, DE 19901
Phone: 302.739.4235
Fax: 302.739.3609
www.state.de.us
Florida
In Florida, loans are provided by CC Connect, a division of Capital Community Bank, a Utah Chartered bank, located in Provo, Utah, Member FDIC.
Loan Amounts: $502.10 – $3,010.85
Click to expand license
Hawaii
In Hawaii, loans are provided by CC Connect, a division of Capital Community Bank, a Utah Chartered bank, located in Provo, Utah, Member FDIC.
Loan Amounts: $500 – $3,000
Click to expand license
Idaho
Loan Amounts: $100 – $3,000
Compliance with Idaho Regulations
We operate in compliance with Idaho regulations with Regulated Lender License #RLL-9703
Governing Law
If you have questions or concerns about your loan, please contact Balance Credit by phone at 855-942-2526 or by sending an email to support@balancecredit.com.
If Balance Credit is unable to address your questions or concerns, you can also contact the state regulatory agency directly:
Department of Finance
800 Park Blvd., Suite 200
Boise, ID 83712
P.O. Box 83720
Boise, ID 83720-0031
Phone: (208)332-8000
Toll-Free (Within Idaho Only): 1-888-346-3378
E-Mail: finance@finance.idaho.gov
http://www.finance.idaho.gov
Indiana
In Indiana, loans are provided by CC Connect, a division of Capital Community Bank, a Utah Chartered bank, located in Provo, Utah, Member FDIC.
Loan Amounts: $500 – $3,000
Kansas
As of March 25, 2021 we are no longer originating Lines of Credit.
In Kansas, loans are provided by CC Connect, a division of Capital Community Bank, a Utah Chartered bank, located in Provo, Utah, Member FDIC.
Loan Amounts: $500 – $3,000
Kentucky
In Kentucky, loans are provided by CC Connect, a division of Capital Community Bank, a Utah Chartered bank, located in Provo, Utah, Member FDIC.
Loan Amounts: $500 – $3,000
Michigan
In Michigan, loans are provided by CC Connect, a division of Capital Community Bank, a Utah Chartered bank, located in Provo, Utah, Member FDIC.
Loan Amounts: $500 – $3,000
Minnesota
In Minnesota, loans are provided by CC Connect, a division of Capital Community Bank, a Utah Chartered bank, located in Provo, Utah, Member FDIC.
Loan Amounts: $500 – $3,000
Click to expand license
Missouri
Loan Amounts: $100 – $3,000
APR: 98% – 750%
Compliance with Missouri Regulations
We operate in compliance with Missouri regulations via our lending license below:
Click to expand license
Governing Law
If you have questions or concerns about your loan, please contact Balance Credit by phone at 855-942-2526 or by sending an email to
support@balancecredit.com.
If Balance Credit is unable to address your questions or concerns, you can also contact the state regulatory agency directly:
Missouri Division of Finance
Harry S Truman State Office Building, Room 630
PO box 716, Jefferson City, Missouri 65102
Phone: 573.751.3242
Fax: 573.751.9192
https://finance.mo.gov
Mississippi
Loan Amounts: $550 – $2,500
Compliance with Mississippi Regulations
We operate in compliance with Mississippi regulations, License No. 003359.
Governing Law
If you have questions or concerns about your loan, please contact Balance Credit by phone at 855-942-2526 or by sending an email to support@balancecredit.com.
If Balance Credit is unable to address your questions or concerns, you can also contact the state regulatory agency directly:
Department of Banking and Consumer Finance
PO BOX 12129
Jackson, MS 39236
Phone: 800-844-2499
Fax: 601-321-6933
Mississippi Pamphlets
General Information Regarding “Credit Availability” Transactions.
Montana
In Montana, loans are provided by CC Connect, a division of Capital Community Bank, a Utah Chartered bank, located in Provo, Utah, Member FDIC.
Loan Amounts: $500 – $3,000
Nebraska
In Nebraska, loans are provided by CC Connect, a division of Capital Community Bank, a Utah Chartered bank, located in Provo, Utah, Member FDIC.
Loan Amounts: $500 – $3,000
New Mexico
Loan Amounts: $500 – $3,000
Compliance with New Mexico Regulations
We operate in compliance with New Mexico regulations via our lending license below:
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New Mexico Pamphlets
NM Consumer Information Brochure
NM Loan Rates and Fees Disclosure
New Mexico Residents: TO REPORT A PROBLEM OR COMPLAINT WITH THIS LENDER, YOU MAY WRITE OR CALL:
Balance Credit
PO Box 4356, Dept #1557
Houston, TX 77210-4356
(855) 942-2526
This lender is licensed and regulated by the New Mexico Regulation and Licensing Department, Financial Institutions Division, P.O. Box 25101, 2550 Cerrillos Road, Santa Fe, New Mexico 87504.
To report any unresolved problems or complaints, contact the division by telephone at (505) 476-4885 or visit the website http://www.rld.state.nm.us/financialinstitutions/.
Governing Law
If you have questions or concerns about your loan, please contact Balance Credit by phone at 855-942-2526 or by sending an email to
support@balancecredit.com.
If Balance Credit is unable to address your questions or concerns, you can also contact the state regulatory agency directly:
New Mexico Financial Institutions Division
P.O. Box 25101
Santa Fe, NM 87505
Phone: 505.476.4885
Fax: 505.476.4670
www.rld.state.nm.us/financialinstitutions
Oklahoma
In Oklahoma, loans are provided by CC Connect, a division of Capital Community Bank, a Utah Chartered bank, located in Provo, Utah, Member FDIC.
Loan Amounts: $500 – $3,000
Click to expand license
Oregon
In Oregon, loans are provided by CC Connect, a division of Capital Community Bank, a Utah Chartered bank, located in Provo, Utah, Member FDIC.
Loan Amounts: $500 – $3,000
SunUp Financial, LLC is licensed and regulated by the Oregon Department of Consumer and Business Services ("DCBS"). The public may call the Oregon DCBS toll-free at 888-877-4894 for any inquiries or complaints.
Click to expand license
South Carolina
Loan Amounts: $650 – $3,000
Compliance with South Carolina Regulations
We operate in compliance with South Carolina regulations via our lending license below:
Click to expand license
Governing Law
If you have questions or concerns about your loan, please contact Balance Credit by phone at 855-942-2526 or by sending an email to support@balancecredit.com.
If Balance Credit is unable to address your questions or concerns, you can also contact the state regulatory agency directly:
South Carolina State Board of Financial Institutions (Consumer Finance Division)
1205 Pendleton Street, Suite 306
Columbia, SC 29201
Phone: 803.734.2020
Fax: 803.734.2025
http://www.consumerfinance.sc.gov
Tennessee
In Tennessee, loans are provided by CC Connect, a division of Capital Community Bank, a Utah Chartered bank, located in Provo, Utah, Member FDIC.
Loan Amounts: $500 – $3,000
Click to expand license
Texas
In Texas, Balance Credit is not a lender. Balance Credit acts as a Credit Services Organization (CSO) and Credit Access Business (CAB) and will attempt to arrange a loan between you and an unaffiliated third party lender ("Lender").Loan Amounts: $100 – $2,500
SCHEDULE OF ALL FEES
|
Most Common Loan Amount Borrowed |
CSO FEE |
LENDER INTEREST (10% PER YEAR) |
TOTAL FEES/INTEREST |
TOTAL OF PAYMENTS |
APR |
Common Loan Term |
|
$750 |
$977.08 |
$39.74 |
$1,016.82 |
$1,766.82 |
466.00% |
154 Days |
|
$1000 |
$1,099.48 |
$48.27 |
$1,147.75 |
$2,147.75 |
404.00% |
154 Days |
|
$1,250 |
$1,078.73 |
$53.54 |
$1,137.27 |
$2,382.27 |
329.00% |
154 Days |
| All payments (whether by ACH, electronic check, or other payment device) are subject to a $30 returned item fee. If your payment to the lender is more than 10 days past due, the lender may impose a late fee equal to 5% of the payment amount or $7.50, whichever is greater. No origination fees. |
SAMPLE LOAN TERMS
Below are 3 typical examples of multi-payment loans that BalanceCredit.com can help arrange for you. Please click on the link that is closest to the loan amount you are seeking.
If you have questions or concerns about your loan, please contact Balance Credit by phone at 855-942-2526 or by sending an email to support@balancecredit.com. If BalanceCredit.com is unable to address your questions or concerns, you can also contact the Office of Consumer Credit Commissioner.
OCCC CONSUMER CREDIT NOTICE
This business is licensed and examined under Texas law by the Office of Consumer Credit Commissioner (OCCC), a state agency. If a complaint or question cannot be resolved by contacting the business, consumers can contact the OCCC to file a complaint or ask a general credit-related question. OCCC address: 2601 N. Lamar Blvd., Austin, Texas 78705. Phone: (800) 538-1579. Fax: (512) 936-7610. Website: occc.texas.gov. Email: consumer.complaints@occc.texas.gov.
Office of Consumer Credit Commissioner
2601 North Lamar Blvd
Austin, TX 78705-4207
Phone: 512-936-7600 or toll free 1-800-538-1579
Email:
consumer.complaints@occc.state.tx.us
http://occc.state.tx.us
An advance of money obtained through a payday loan or auto title loan is not intended to meet long-term financial needs. A payday loan or auto title loan should only be used to meet immediate short-term cash needs. Refinancing the loan rather than
paying the debt in full when due will require the payment of additional charges.
Compliance with Texas Regulations
We operate in compliance with Texas regulations via our CAB License and CSO Registration below:
Click to expand license
Utah
Loan Amounts: $100 – $3,000
Compliance with Utah Regulations
We operate in compliance with Utah regulations via our registration below:
Click to expand license
Governing Law
If you have questions or concerns about your loan, please contact Balance Credit by phone at 855-942-2526 or by sending an email to
support@balancecredit.com.
If Balance Credit is unable to address your questions or concerns, you can also contact the state regulatory agency directly:
Department of Financial Institutions
PO BOX 146800
Salt Lake City, UT 84114-6800
Phone: 801-538-8830
Fax: 801-538-8894
https://dfi.utah.gov
Washington
In Washington, loans are provided by CC Connect, a division of Capital Community Bank, a Utah Chartered bank, located in Provo, Utah, Member FDIC.
Loan Amounts: $500 – $3,000
Click to expand license
Wisconsin
Loan Amounts: $100 – $3,000
Compliance with Wisconsin Regulations
We operate in compliance with Wisconsin regulations via our lending license below:
Click to expand license
Governing Law
If you have questions or concerns about your loan, please contact Balance Credit by phone at 855-942-2526 or by sending an email to
support@balancecredit.com.
If Balance Credit is unable to address your questions or concerns, you can also contact the state regulatory agency directly:
Department of Financial Institutions
4822 Madison Yards Way, North Tower
Madison, WI 53705
Phone: 608.261.9555
Fax: 608.261.7200
https://www.wdfi.org
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