Personal Loans

Personal Loans for Bad Credit and More

Personal loans from Balance Credit can offer you the right solution for a variety of situations. For instance, you may need quick cash to pay for an emergency trip to the doctor or even extra funds for your car repair.

In some cases, you might benefit by using the money to consolidate high-interest balances. In any scenario when you need rapid cash, you can apply for personal loans online. Applicants often receive funds by the next day.

For life's little emergencies, count on Balance Credit and consider it done.

Want to know more about different types of loans? Check these out below:

Why Opt for Personal Loans?

Personal loans can be a helpful way for you to cover almost any type of expense. Whether it’s an unexpected medical bill, a home repair or a family emergency, a personal loan may be the answer you’re seeking. Check out these top three reasons why personal loans might be a right fit for you!

No Collateral Needed

Some lenders require collateral (valuable property such as a house or car). However, Balance Credit’s unsecured personal loans do not require collateral. Instead, you can apply for a loan based on your income, credit history and other information.

Bad Credit? No Problem

Getting a personal loan can be challenging when you have bad credit. However, even though no lender can approve everybody, you may be eligible for income-based personal loans for bad credit. Balance Credit leverages alternative data (besides your credit score) to determine your eligibility – so don’t let a bad credit score keep you from applying!

Alternative to Payday Loans

Some online payday loan companies may charge high fees and give you a short time to repay. A Balance Credit personal loan can be repaid in regular installments over a period of up to 36 months in some states.

How Do Personal Loans Online Work?

Depending on your state of residence, Balance Credit provides either personal installment loans from $100 up to $5,000 or credit services for loans from $100 to $2,500. It’s the simple solution for life’s little emergencies, from medical bills to car repairs or any other unexpected expense.

To get started, just submit your application by completing the online form. Although approval time can vary among lenders, Balance Credit can typically give you a decision right away regarding your online personal loan application.

Loans made available by Balance Credit are unsecured and require no collateral. These loans are made based on credit history, minimum monthly income amounts and other criteria. With Balance Credit, even if you have what’s considered “bad credit,” submit an application. See if you are eligible to get the cash you need as soon as tomorrow.

Why Choose Balance Credit for Online Personal Loans?

So why choose us? In short, we care. We never want you to worry about your loan or credit services with Balance Credit. Pay it off at any time — there are no penalties for early payoffs. Call our toll-free customer support line whenever you need help. We will work with you if payment concerns arise. We want to be a solution for you and not another problem. There’s always plenty of time to repay. In some states, you may be able to repay over a period of up to 36 months.

Apply now for your personal loan. It’s a convenient and simple way to get the money you need quickly. You’ll typically get an answer right away on your application, and if approved, the money will usually be deposited into your bank account the next business day.