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Home Improvement Loans

Home • Personal Loans • Home Improvement Loans

Quick Loans for Home Improvements

Homeownership comes with its fair share of repairs and upgrades—both large and small. Ignoring them can lead to a decline in your home’s value and an uncomfortable living environment. That’s where personal loans for home improvement come in.

Loans for home improvement help you cover the costs of necessary repairs, renovations, and upgrades without using all your savings. With the average home project reaching $310 and higher, it’s no surprise these expenses can quickly add up. If you are among the 40% of Americans with less than $400 saved for emergencies, you may benefit from help. A home improvement loan from Balance Credit could be the solution you need.

Check your eligibility today and take the first step towards a more comfortable home.

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Couple reviewing paint options for their home improvement project with the help of a home improvement loan.

Here to help you take care of the problem as quickly as possible!

What is an Unsecured Home Improvement Loan?

As a homeowner, repairs, renovations, and upgrades are necessary. Repairing your home is an investment that not only solves problems, but enhances your living space. The challenge often lies in figuring out how to finance these projects. Three out of four people can’t afford to pay in cash, leading them to explore financing options.

One option worth considering is an unsecured home improvement loan. This loan differs from a home equity loan because it doesn’t require your home as collateral, so your property is safe.

An unsecured home improvement loan offers peace of mind and the funds you need to complete your projects. Enjoy the flexibility to tackle any home renovations or repairs without putting your home on the line.

Homeowners might use a home improvement loan to:

  • Repair the kitchen or bathroom plumbing.
  • Replace outdated or broken appliances.
  • Fix up the yard and home exterior.

Balance Credit can help you get approved for a home improvement loan in as soon as the next day.**

Frequently Asked Questions

At Balance Credit, our application process is straightforward and often takes only a few minutes. Start by determining the amount of money you need for your project. Once you have that figured out, you can apply for a home improvement loan.

In most cases, you’ll receive a response almost immediately. If approved, you could receive your loan the next day,** so you can begin your project right away.

We understand that time is money, especially for homeowners eager to complete their improvements. That’s why we prioritize efficiency in our process. Our customers appreciate this convenience.

“You get your money fast with no hassle.” – Balance Credit Customer, November 2019

When you need funds quickly and your credit score isn’t perfect, your options can feel limited. If you need emergency home repair loans and have bad credit, we make it
easy to check your eligibility. With Balance Credit on your side, having less-than-perfect credit doesn’t have to stand in the way of qualifying for a loan.

The only place to complete a loan application is through our secure online portal. Most applicants receive an answer immediately and may receive funds in their account as soon as within 24 hours.**

To apply, you will need the following:

  • Social Security number
  • A valid email address
  • A valid phone number
  • Your source of income details
  • The routing and bank account number where you want the funds to be deposited

Apply now on our website to get started!

Searching for the Best Home Improvement Loans?

Choosing the right loan companies may seem impossible, especially with so many available options. Balance Credit stands out from the competition. We focus on providing a reliable and straightforward process that our customers truly appreciate.

When home improvements or repairs can’t wait, don’t delay. Call Balance Credit today or apply online to see if you’re eligible for a home improvement loan. Your home deserves the best—take the first step by applying now.

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“Great. Reliable. Always there to help."
Balance Credit
Karen A.
Customer
“Excellent, fast and courteous service."
Balance Credit
Jerry W.
Customer
The information contained in this post is for general educational and informational purposes only. It is not an offer of credit, does not fully describe the products that we offer or facilitate, and it is not specific to any individual. These products are an expensive form of credit, and you should ensure that they meet your unique financial needs. We are not a credit repair organization and make no representation that we or any loan will improve or attempt to improve your credit rating. We do not provide financial advice or assistance regarding your credit situation. These educational posts are not a substitute for individualized professional advice.
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In AK, AR, AZ, FL, IN, KS, KY, LA, MI, MN, MT, OH, OK, and TN loans are provided by Capital Community Bank (or by one of its affiliates or divisions), a Utah Chartered bank, located in Provo, Utah, Member FDIC. All loans funded by Capital Community Bank (or by one of its affiliates or divisions) will be serviced by Balance Credit. Your loan agreement identifies your lender.

SunUp Financial, LLC, NMLS number 1331747.

AL Residents: Loans may be provided by either 1) SunUp Financial, LLC (License No. MC22640), or 2) Capital Community Bank (or by one of its affiliates or divisions), a Utah Chartered bank, located in Provo, Utah, Member FDIC. Your loan agreement identifies your lender.

DE residents: SunUp Financial, LLC is licensed by the Delaware State Bank Commissioner, License No.024137, expiring December 31, 2024.

TX Residents: Balance Credit is not the lender. Loans are provided by unaffiliated third-party lenders. For some loans, Balance Credit acts as both a Credit Services Organization and Credit Access Business when loans are provided by an unaffiliated third-party lender. Balance Credit is licensed by the Texas Office of the Consumer Credit Commissioner, License No. 1700059320-158634. Other loans are provided by Capital Community Bank (or by one of its affiliates or divisions), a Utah Chartered bank, located in Provo, Utah, Member FDIC. Your loan agreement identifies your lender.

* Rates & Terms vary by state. Balance Credit is not a lender in all states. Not all applications are approved.

** APPROVAL: In some cases, the decision may take longer; some customers applying for Balance Credit or third-party products may be required to submit additional documentation to verify application information. FUNDING: Applications processed and approved before 6 PM CT on business days and prior to 4:00 PM CT on Sundays are typically funded the next business day.

Customer testimonials and ratings reflect the individual’s own opinions and are not necessarily representative of all experiences.

USA PATRIOT ACT NOTICE: IMPORTANT INFORMATION ABOUT PROCEDURES FOR OPENING A NEW ACCOUNT
To help the government fight the funding of terrorism and money laundering activities, Federal law requires all financial institutions to obtain, verify, and record information that identifies each person who opens an account. What this means for you: When you open an account, we will ask for your name, address, date of birth, and other information that will allow us to identify you. We may also ask to see your driver’s license or other identifying documents.

©2024 SunUp Financial, LLC.